IncomeOS

Dashboard

Your personalized overview

Drag widgets here to build your dashboard

Pick from the panel on the right →

Widget Library

Tap + to add · drag onto canvas

Gross

—

Deducted

—

Take-home

—

Regular pay—

– Fed withholding—

– Social Security—

– Medicare—

– Dental—

– Medical—

– Vision—

Take-home pay—

Hours & Pay

Pay date

Hourly rate

$

Regular hours

Overtime hours (1.5×)

Double time hours (2×)

Holiday hours

Benefits deductions

Dental

$

Medical

$

Vision

$

Pre-tax 401k

$

Roth 401k

$

0 selected

Year to Date

Through

Overview

Total Gross

—

avg — / check

Total Net (take-home)

—

avg — / check

Total Deducted

—

keep rate —%

Snapshot

Projected Year-End

—

at current pace

Last vs Previous Check

—

OT Streak

—

SS Wage Base Used

—

Earnings

Gross per paycheck

Click any bar to jump to that paycheck below

Earnings breakdown

Regular

—

Overtime (1.5×)

—

Double Time

—

Holiday

—

Benefit Time

—

Shift Premium

—

Additional

—

OT dependency

—

Hours

Regular

—

Overtime

—

Double Time

—

Holiday

—

Benefit Time

—

Avg hrs / check—

OT % of hours—

Total hours—

Hours by month

OT hours trend

Taxes & Deductions

Taxes withheld

Fed withholding—

Soc Security (6.2%)—

Medicare (1.45%)—

Projected fed (YE)—

Total taxes—

Benefits & Retirement

Dental—

Medical—

Vision—

401k / Retirement—

Total benefits—

Rates

Effective fed rate—

FICA (SS + Med)7.65%

Combined tax rate—

Avg gross / check—

Keep rate—

Tax burden % per paycheck

Cumulative net pay

Comparisons

🏆 Best paycheck

—

📅 This month vs last

—

💰 Pay rate history

—

Year-over-year

Month-by-month

Paychecks

Tap any card to see full breakdown · Reg OT Ded

Net Pay Goal

Annual net target

Goal

$

8-Hour Rule — Shift Gap Calculator

Shift End Time

Required Gap (hours)

Next Shift Start (optional)

Week Builder

Week Builder — OT & Hours Preview

Pay rate

$ /hr

Day	Start	End	Break	Hrs	Reg	OT	Gap ⚑

Benefit Time Optimizer

Should you use benefit time this pay period? Enter your hours and see exactly how each scenario affects your net pay — including how OT and tax brackets interact.

Hourly rate ($)

Regular hours

OT hours

Max benefit hrs available

Benefit type

Pay date

Dental + Medical + Vision ($)

Paycheck Balancer

If you miss regular hours and make them up with OT, how does your paycheck compare to a normal week? Enter your scenario and see the exact break-even point.

Hourly rate ($)

Normal week hrs

Reg hrs this week

OT hrs worked

Pay date

Benefits deduction ($)

Max OT to show

Date and Rate required per paycheck. Deductions auto-calculate if blank. Gross and Net are optional. Click ▾ for extra hour types.

Default pay rate & deductions

Hourly rate

$

Dental

$

Medical

$

Vision

$

Pre-tax 401k default

$

Roth 401k default

$

Default reg hours/week

Federal withholding

Calculator uses IRS 2026 weekly withholding tables (Single filer). Override to pin a flat % rate instead (blank = auto).

Override (%)

Extra fixed withholding per check (W-4 Step 4c / Step 2 adjustment).

Extra withholding ($/check)

$

/hr — showing entries for this rate

Hours	Gross	Federal	Soc Sec	Medicare	Benefits	401k	Net	Source
No entries yet — click Add entry to get started

History matches are auto-pulled from your logged paychecks with the same rate + hours

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Appearance

Color scheme — syncs across all your devices.

Registered devices

Register this device for Face ID / Touch ID sign-in. Your passkey is tied to your account — no password needed on registered devices.

Export & Delete

Export all your paycheck history as a JSON file, or permanently delete it.

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